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    <title>CR Credit Card</title>
    <link>https://stg.creditrepair.com/blog/credit-card</link>
    <description>Credit Card</description>
    <language>en</language>
    <pubDate>Mon, 14 Sep 2026 21:55:47 GMT</pubDate>
    <dc:date>2026-09-14T21:55:47Z</dc:date>
    <dc:language>en</dc:language>
    <item>
      <title>What is a contactless credit card &amp; how do you use one?</title>
      <link>https://stg.creditrepair.com/blog/credit-card/contactless-credit-card</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/contactless-credit-card" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/person-paying-with-contactless-credit-card-hero-feature-1.jpeg" alt="What is a contactless credit card &amp;amp; how do you use one?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/contactless-credit-card" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/person-paying-with-contactless-credit-card-hero-feature-1.jpeg" alt="What is a contactless credit card &amp;amp; how do you use one?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=51618835&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fstg.creditrepair.com%2Fblog%2Fcredit-card%2Fcontactless-credit-card&amp;amp;bu=https%253A%252F%252Fstg.creditrepair.com%252Fblog%252Fcredit-card&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Wed, 14 Dec 2022 16:25:00 GMT</pubDate>
      <author>PamelaElkins@pamelaelkins.com (Pamela Elkins)</author>
      <guid>https://stg.creditrepair.com/blog/credit-card/contactless-credit-card</guid>
      <dc:date>2022-12-14T16:25:00Z</dc:date>
    </item>
    <item>
      <title>How to get a credit card without an SSN</title>
      <link>https://stg.creditrepair.com/blog/credit-card/card-without-ssn</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/card-without-ssn" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/card-without-ssn-hero.webp" alt="How to get a credit card without an SSN" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/card-without-ssn" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/card-without-ssn-hero.webp" alt="How to get a credit card without an SSN" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=51618835&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fstg.creditrepair.com%2Fblog%2Fcredit-card%2Fcard-without-ssn&amp;amp;bu=https%253A%252F%252Fstg.creditrepair.com%252Fblog%252Fcredit-card&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Wed, 14 Dec 2022 00:00:00 GMT</pubDate>
      <author>RequiaGray@requiagray.com (Requia Gray)</author>
      <guid>https://stg.creditrepair.com/blog/credit-card/card-without-ssn</guid>
      <dc:date>2022-12-14T00:00:00Z</dc:date>
    </item>
    <item>
      <title>4 Signs of Credit Card Overuse During the Holidays</title>
      <link>https://stg.creditrepair.com/blog/credit-card/4-signs-you-may-be-overusing-your-credit-card-during-the-holidays</link>
      <description />
      <content:encoded>&lt;img src="https://track.hubspot.com/__ptq.gif?a=51618835&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fstg.creditrepair.com%2Fblog%2Fcredit-card%2F4-signs-you-may-be-overusing-your-credit-card-during-the-holidays&amp;amp;bu=https%253A%252F%252Fstg.creditrepair.com%252Fblog%252Fcredit-card&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Fri, 02 Dec 2022 17:33:00 GMT</pubDate>
      <guid>https://stg.creditrepair.com/blog/credit-card/4-signs-you-may-be-overusing-your-credit-card-during-the-holidays</guid>
      <dc:date>2022-12-02T17:33:00Z</dc:date>
      <dc:creator>CreditRepair.com</dc:creator>
    </item>
    <item>
      <title>How do cash back credit cards work?</title>
      <link>https://stg.creditrepair.com/blog/credit-card/how-does-card-cash-back-work</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/how-does-card-cash-back-work" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/man-on-laptop-with-credit-card-getting-cash-back-narrow-1.jpeg" alt="How do cash back credit cards work?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/how-does-card-cash-back-work" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/man-on-laptop-with-credit-card-getting-cash-back-narrow-1.jpeg" alt="How do cash back credit cards work?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=51618835&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fstg.creditrepair.com%2Fblog%2Fcredit-card%2Fhow-does-card-cash-back-work&amp;amp;bu=https%253A%252F%252Fstg.creditrepair.com%252Fblog%252Fcredit-card&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Thu, 01 Dec 2022 19:49:02 GMT</pubDate>
      <guid>https://stg.creditrepair.com/blog/credit-card/how-does-card-cash-back-work</guid>
      <dc:date>2022-12-01T19:49:02Z</dc:date>
      <dc:creator>Elizabeth Whiting</dc:creator>
    </item>
    <item>
      <title>What is purchase APR and how does it work?</title>
      <link>https://stg.creditrepair.com/blog/credit-card/purchase-apr</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/purchase-apr" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/image-12-Sep-11-2025-04-08-08-2535-PM-1.png" alt="What is purchase APR and how does it work?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/purchase-apr" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/image-12-Sep-11-2025-04-08-08-2535-PM-1.png" alt="What is purchase APR and how does it work?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=51618835&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fstg.creditrepair.com%2Fblog%2Fcredit-card%2Fpurchase-apr&amp;amp;bu=https%253A%252F%252Fstg.creditrepair.com%252Fblog%252Fcredit-card&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Thu, 29 Sep 2022 17:27:06 GMT</pubDate>
      <author>UpuiaSagapolu@upuiasagapolu.com (Upuia Sagapolu)</author>
      <guid>https://stg.creditrepair.com/blog/credit-card/purchase-apr</guid>
      <dc:date>2022-09-29T17:27:06Z</dc:date>
    </item>
    <item>
      <title>What is deferred interest, and can it help improve your credit?</title>
      <link>https://stg.creditrepair.com/blog/credit-card/deferred-interest</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/deferred-interest" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/hero-feature_purchasing-retail-credit-deferred-interest-1.jpeg" alt="What is deferred interest, and can it help improve your credit?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/deferred-interest" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/hero-feature_purchasing-retail-credit-deferred-interest-1.jpeg" alt="What is deferred interest, and can it help improve your credit?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=51618835&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fstg.creditrepair.com%2Fblog%2Fcredit-card%2Fdeferred-interest&amp;amp;bu=https%253A%252F%252Fstg.creditrepair.com%252Fblog%252Fcredit-card&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Thu, 22 Sep 2022 15:32:12 GMT</pubDate>
      <guid>https://stg.creditrepair.com/blog/credit-card/deferred-interest</guid>
      <dc:date>2022-09-22T15:32:12Z</dc:date>
      <dc:creator>Anthony Moore</dc:creator>
    </item>
    <item>
      <title>Does requesting a credit increase hurt your score?</title>
      <link>https://stg.creditrepair.com/blog/credit-card/does-limit-increase-hurt-score</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/does-limit-increase-hurt-score" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/hero-feature_woman-increasing-credit-buying-online-1.jpeg" alt="Does requesting a credit increase hurt your score?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/does-limit-increase-hurt-score" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/hero-feature_woman-increasing-credit-buying-online-1.jpeg" alt="Does requesting a credit increase hurt your score?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=51618835&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fstg.creditrepair.com%2Fblog%2Fcredit-card%2Fdoes-limit-increase-hurt-score&amp;amp;bu=https%253A%252F%252Fstg.creditrepair.com%252Fblog%252Fcredit-card&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Thu, 25 Aug 2022 17:35:27 GMT</pubDate>
      <author>RequiaGray@requiagray.com (Requia Gray)</author>
      <guid>https://stg.creditrepair.com/blog/credit-card/does-limit-increase-hurt-score</guid>
      <dc:date>2022-08-25T17:35:27Z</dc:date>
    </item>
    <item>
      <title>How many credit cards should you have?</title>
      <link>https://stg.creditrepair.com/blog/credit-card/how-many-credit-cards</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/how-many-credit-cards" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/hero-feature_woman-using-credit-card-and-phone-how-many-1.jpeg" alt="How many credit cards should you have?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/how-many-credit-cards" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/hero-feature_woman-using-credit-card-and-phone-how-many-1.jpeg" alt="How many credit cards should you have?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=51618835&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fstg.creditrepair.com%2Fblog%2Fcredit-card%2Fhow-many-credit-cards&amp;amp;bu=https%253A%252F%252Fstg.creditrepair.com%252Fblog%252Fcredit-card&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Tue, 31 May 2022 17:39:14 GMT</pubDate>
      <guid>https://stg.creditrepair.com/blog/credit-card/how-many-credit-cards</guid>
      <dc:date>2022-05-31T17:39:14Z</dc:date>
      <dc:creator>Anthony Moore</dc:creator>
    </item>
    <item>
      <title>What is a credit limit and why does it matter?</title>
      <link>https://stg.creditrepair.com/blog/credit-card/what-is-credit-limit</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/what-is-credit-limit" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/pp-1.jpeg" alt="What is a credit limit and why does it matter?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/what-is-credit-limit" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/pp-1.jpeg" alt="What is a credit limit and why does it matter?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=51618835&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fstg.creditrepair.com%2Fblog%2Fcredit-card%2Fwhat-is-credit-limit&amp;amp;bu=https%253A%252F%252Fstg.creditrepair.com%252Fblog%252Fcredit-card&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Tue, 12 Apr 2022 13:00:00 GMT</pubDate>
      <guid>https://stg.creditrepair.com/blog/credit-card/what-is-credit-limit</guid>
      <dc:date>2022-04-12T13:00:00Z</dc:date>
      <dc:creator>Elizabeth Whiting</dc:creator>
    </item>
    <item>
      <title>How to opt out of credit card offers</title>
      <link>https://stg.creditrepair.com/blog/credit-card/how-to-opt-out-credit-card-offers</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/how-to-opt-out-credit-card-offers" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/fff-1.png" alt="How to opt out of credit card offers" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://stg.creditrepair.com/blog/credit-card/how-to-opt-out-credit-card-offers" title="" class="hs-featured-image-link"&gt; &lt;img src="https://stg.creditrepair.com/hubfs/Imported_Blog_Media/fff-1.png" alt="How to opt out of credit card offers" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=51618835&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fstg.creditrepair.com%2Fblog%2Fcredit-card%2Fhow-to-opt-out-credit-card-offers&amp;amp;bu=https%253A%252F%252Fstg.creditrepair.com%252Fblog%252Fcredit-card&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Tue, 05 Apr 2022 17:13:43 GMT</pubDate>
      <guid>https://stg.creditrepair.com/blog/credit-card/how-to-opt-out-credit-card-offers</guid>
      <dc:date>2022-04-05T17:13:43Z</dc:date>
      <dc:creator>Elizabeth Whiting</dc:creator>
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