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How CreditRepair.com works

What we can do to help

What we can help you remove

Life is hard enough without having to worry about your credit. Our team can help you work to remove inaccurate items from your past.

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Collections

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Charge-offs

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Repossessions

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Hard inquiries

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Late payments

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Bankruptcies

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Foreclosures

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Our proven four step process
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STEP ONE

What’s hurting your credit?

Not only will we monitor your credit and alert you to potential threats, but we offer up to $1 million identity theft insurance to cover any financial loss.

In 2021, CreditRepair.com worked with over 120,000 members with their credit.

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Negative Items

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Public records

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Any open or closed account attributed to you

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Account open dates

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Debt balances

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STEP TWO

Customizing your credit repair plan

Our credit advisors will recommend a plan to help you work to repair your credit based on your unique situation.

CreditRepair.com features included in all plans:

Report analysis:

Get all three of your credit reports from all three bureaus

Case management dashboard:

View how each of your negative items are being handled

Identity theft protection:

Up to $1 million ID theft insurance and alerts of potential security risks.

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STEP THREE

Watch CreditRepair.com work towards repairing your credit

We do this by reaching out to lenders, collections agencies, credit bureaus and any other creditor, on your behalf.

Send challenges & disputes:

We ask your creditors and the credit bureaus tough questions to verify your questionable negative items

Ask for substantiation:

If they can’t prove that the items on your credit are accurate and fair, they’re required to remove them

Escalate as needed:

We’ll constantly follow up and keep working through each negative item to ensure that your credit rights are fairly represented

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STEP FOUR

How CreditRepair.com keeps you safe

Not only will we monitor your credit and alert you to potential threats, but we offer up to $1 million identity theft insurance to cover any financial loss.

In 2021, CreditRepair.com worked with over 120,000 members with their credit.

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76% of past CreditRepair.com members saw their score improve seeing an average

40-point increase over 6 months.*
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Hear what Angela has to say about her time with us.

Frequently asked questions

Honestly, we can’t say. There’s no way to predict in advance how long it will take to repair your credit, as every credit situation is different.

We offer different products and services to match every budget. Currently, our most popular service level is also our most advanced, which costs $119.95/month.

Yep. You just need to contact the bureaus and your creditors to address any errors on your credit. That being said, this process is time consuming and confusing. Working with a reputable credit repair company like CreditRepair.com can help you remove these items from your reports quickly and efficiently.

Of course. You have a right to a fair, accurate and substantiated credit profile. Credit repair is simply one of the ways to help you get there.

Anything inaccurate, unfair or unverified can be challenged with the bureaus and your creditors. This includes collections, late payments, charge-offs, liens, bankruptcies, repossessions and more.

Most negative items will fall off of your report after seven years, though it could take as long as 10. If you’d rather not wait that long, credit repair is a great alternative.

Still have questions?
Visit the FAQ page online Or get started now >>

Does credit repair really work?

Since 2012, CreditRepair.com members saw

over 5,000,000 collections

removed from their credit reports*

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In 2023, CreditRepair.com had

over 30,000 members

with a removal on their credit report*

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Reviews from our members

CreditRepair.com has had over 1 million customers sign up since 2012

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