Credit 101

All Credit 101 posts

How to build credit without a credit card [11 easy ways]
How to build credit without a credit card [11 easy ways]

You can build credit without a credit card by becoming an authorized user, reporting your rent payments and much more. Learn 11 different ways here.

Melissa Collins

December 01, 2022
How often are credit scores updated?
How often are credit scores updated?

Credit scores are typically updated every 30-45 days, but frequency can vary. Learn what affects your credit score and when you can expect to see a change.

Anthony Moore

November 07, 2022
How to cancel a credit card safely (in five steps)
How to cancel a credit card safely (in five steps)

Need to know how to cancel a credit card? First, consider the effects it may have on your credit. Then, follow these five steps.

Makeda Jackson

October 05, 2022
What bills help build credit?
What bills help build credit?

If you manage credit responsibly, paying your bills on time can help establish or improve your credit. Learn the different types of bills that can build your credit.

Jennifer Wills

July 21, 2022
How to freeze your credit report for free
How to freeze your credit report for free

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Anthony Moore

July 21, 2022
Credit utilization: what it is and what you need to know
Credit utilization: what it is and what you need to know

Your credit utilization measures how much of your credit you’re using, but it can also affect your creditworthiness.

Pamela Elkins

June 13, 2022